![]() licensed for use in Canada by FICANEX Services Limited Partnership. ® THE EXCHANGE is a registered trademark owned by Fiserv Inc. **When you maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $5,000 or hold personal HSBC Bank Canada residential mortgage with original amount of $150,000 or greater Exchange rate will apply transfers may incur agency and/or beneficiary bank fees. The CAD equivalent is determined at the time the transfer is processed. * The fee for sending wire transfers valued under $10,000 CAD equivalent from HSBC Bank Canada personal accounts is waived if the currency of the wire is different from the account currency. Mobile Cheque Deposit function enable you to deposit cheque issued by HSBC and Hang Seng Bank Limited any time, any day in Hong Kong without physically. Additional fees paid before eligibility is confirmed may not be refunded. Performance Chequing Limited Account will be provided to such customer without chequing privileges.ħ RDSP Beneficiary discount is available to customers who are Registered Disability Savings Plan (RDSP) beneficiaries and provide proof of eligibility in branch. Sundry services are subject to regular fees as outlined in the Personal Service Charges Statement of Disclosure.Ħ Youth discount is available to customers under 18 years of age. Fees paid before proof of age is confirmed may not be refunded.ĥ Covers account related activity fees. You will get the Senior Discount only after you let us know you are over 60 and provide proof of age. A full list of available countries/regions can be viewed online.Ĥ Seniors discount is available to customers age 60 years and older. HSBC Group may, however, be able to provide similar services through its members in that jurisdiction. Certain services offered by members of HSBC in Canada may be restricted or unavailable if you move to another jurisdiction or are in another jurisdiction due to the local laws of that jurisdiction. Offer value is composed of multiple products, valid from to December 31, 2022.ġ Unlimited transactions include cheques, withdrawals and deposits at HSBC Branches and ATMs in Canada, HSBC Telephone and Mobile banking (Canada), withdrawals at more than 3,000 ATMs on THE EXCHANGE Network and Interac® debit purchases at retailers across Canada.ģ Global View and Global Transfers are not available in all countries and regions where HSBC Advance is offered. Email us at Please include a daytime phone number.† Terms and conditions apply. ![]() We welcome letters but cannot answer individually. Pay in the cheque, spend the money, and don’t give it another thought. Had someone contacted you, claiming it had a bank refund for you – and asking for your bank details – that would be a matter for concern. It is unusual for a bank to go to these lengths to reunite you with the money that has probably been sitting in the account all this time. My immediate reaction was that there must have been an outstanding complaint being investigated at the time you closed the HSBC account – and so it proved. ![]() This was a bit of a first for Consumer Champions – a reader complaining because they had unexpectedly been sent money by their bank. There are various phone numbers in the covering letter but both of us are wary, to say the least, of phoning them. We are both baffled and wonder how HSBC got our present address.
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